Privacy Policy

1. Information We Collect

To provide our policy analysis (“Pulse Report”) and quoting services, we collect the following types of information:

• Voluntary Document Uploads: We collect the insurance policy documents (Auto, Home, Life, etc.) you upload. These documents typically contain your name, address, vehicle/property details, coverage limits, premiums, and policy numbers.
• Personally Identifiable Information (PII): When you create an account or request a quote, we may collect your name, email address, phone number, and date of birth.
• Usage Data: We automatically collect information about how you interact with our Site, including IP addresses, browser types, and pages viewed.

2. How We Use Your Information

We use your information strictly for the following purposes:

• Policy Analysis: To perform automated data extraction and generate your comprehensive “Pulse Report.”
• Quote Facilitation: To populate data fields in our third-party Partner APIs so you can receive competitive insurance quotes without manual data entry.
• Service Improvement: To improve our data extraction algorithms and user experience.
• Communication: To send you the results of your analysis and notifications regarding competitive rate opportunities.

3. Data Sharing and Disclosure

We do not sell your personal information to third-party telemarketers. We only share your data in the following circumstances:

• With Licensed Partners: If you choose to “Find a Better Rate” or “Get a Quote,” you explicitly authorize us to share your extracted policy data and PII with our licensed insurance API partners (e.g., Canopy Connect, Bindable, etc.) to generate real-time quotes.
• Legal Compliance: We may disclose information if required by law, subpoena, or to protect the safety and rights of GetPolicyPulse.com and its users.
• De-Identified Data: We may use anonymized, aggregated data (which does not identify you) for industry benchmarking and marketing research.

4. Data Security

We implement industry-standard security measures to protect your sensitive documents:

• Encryption: All policy uploads and data transmissions are encrypted using Secure Socket Layer (SSL/TLS) technology.
• Storage: Data is stored on secure servers with restricted access.
• Data Retention: We retain your documents only as long as necessary to provide the Services or as required by law. You may request the deletion of your uploaded documents at any time by contacting contact@morozgroup.pro.

5. Your Privacy Rights (CCPA/GDPR)

Depending on your residency, you may have the following rights:

• Right to Access: You can request a copy of the personal data we hold about you.
• Right to Deletion: You can request that we delete your personal information and uploaded documents.
• Right to Opt-Out: You can opt-out of receiving promotional communications from us at any time.

6. Third-Party Links

Our Site contains links to third-party insurance providers. Once you click these links, you are leaving GetPolicyPulse.com. We are not responsible for the privacy practices or content of these external sites. We encourage you to read their privacy policies.

7. Cookies and Tracking

We use cookies to enhance your experience and remember your preferences. You can manage cookie settings through your browser, though some features of the Site may not function properly if cookies are disabled.

8. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page with a revised “Effective Date.”

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: contact@morozgroup.pro